Fairness and Debt Collection

Posted by on Nov 1, 2012 in Consumer Finance, Uncategorized |

Given the difficult economic times, many Consumers have had difficulty making payments on Consumer debts, such as medical or credit card debt.  When that occurs, it is not unusual for the creditor to begin attempts to collect on that debt either by making direct contact with the Consumer or by turning the debt over to some third-party for that collection effort.  The federal Fair Debt Collection Practices Act contains many protections for the...

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5 Important Rules – When you are being investigated by the police

Posted by on Nov 1, 2012 in Criminal Law, Uncategorized |

Police officers are employed to protect and serve YOU.  Frequently they cannot do their job without the help of witnesses, victims, and everyday citizens.  However, you may find that you are the subject of an investigation and these 5 important rules may help. Be Polite and stay calm. Even if you are innocent and the police are completely wrong, now is not the time to vindicate your rights.  Don’t run. Don’t argue, resist or...

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5 Important Tips – When the police stop your car

Posted by on Nov 1, 2012 in Criminal Law, Important Tips, Uncategorized |

If you are in a car and the police let you know, in their own special way, that you should stop your car, remember these 5 important rules: Stop the car in a safe place as quickly as possible. Turn off the car, turn on the internal light, open the window part way and place your hands on the wheel. Be safe and avoid Police Impersonators.  If the officer is in an unmarked car and is not wearing a uniform, see our 5 Important Rules for Avoiding...

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Mortgage Assistance Relief Services

Posted by on Nov 1, 2012 in Foreclosure and Debt Relief, Real Estate, Uncategorized |

A Federal Trade Commission rule, called the Mortgage Assistance Relief Services (MARS) Rule, went into effect in January, 2011, and governs those entities that fall under FTC jurisdiction.  The rule addresses mortgage relief scams that have lured financially distressed homeowners in Idaho and across the nation.  The typical scam falsely claims that, for a fee, the company will obtain a loan modification, will negotiate a short sale,...

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